Financial Geekery

Trust in the financial industry has waned in the past few years, and not without good reason. When an institution is driven entirely by profit, the consumer is generally the one who gets the short end of the stick. I mean, the Frost Bank tower downtown is nice, but…bet...

A fellow financial geek asked a very good question about my savings post: what about CD laddering? Fair question!

CD laddering is a technique used to get more of the upside of long-term CD’s (higher interest rates) while mitigating the downside (locking your money...

You want a change.

Maybe you want to lose weight. Or get a girlfriend. Or be more productive at work. Or maybe — because this is a financial blog, after all — you want your finances in order: you want to get out of debt, stop getting hit with late fees and overdrafts, a...