FINANCIAL PLANNING SERVICES

Here's what we offer, and what you'll pay. Refreshingly direct, isn't it?

 
 

Comprehensive Financial Planning

By "comprehensive", we mean a plan that covers the following, as appropriate:

  • Long-term cash flow projections & Monte Carlo statistical analysis

    • How can you best get on track to live richly, rather than die poor -- or die rich?

    • What major changes in expenses and income do you need to anticipate?

  • Retirement transition planning

    • How can you maximize your chances for a smooth transition to retirement, optimizing investments, Social Security, Medicare, and (potentially) part-time income in order to avoid having to "un-retire" later?

  • Investment analysis

    • What are the optimal amounts, the optimal accounts, the optimal investments, and the optimal level of risk for your particular situation and each particular goal, such that we don't leave money on the table?
  • Cash flow management

    • How can you set up an easily-maintained system for making sure your money goes where you want it to?​

  • Tax planning

    • What are the optimal tax strategies for your situation?

    • When should you defer or accelerate taxable income, based on your long-term plan?

  • Employee benefits optimization, including employer stock benefits

    • How can you optimize your employer benefits?

    • How can you avoid taking undue risk with your employer stock, and/or leaving tax money on the table?

  • Insurance, including health, life, disability, and long-term care

    • What is the optimal amount of insurance for you -- not too much, and not too little?​

  • College Planning

    • How can you optimize your college plan such that it balances flexibility, tax-efficiency, and risk/reward?

  • Debt and credit management

    • How much should you pay upfront for large purchases, and how much should you finance?

    • Which debts should you accelerate payment of, and which should you pay off as slowly as possible?

    • How can you continually optimize your credit score so as to be eligible for the lowest interest rates?

  • Estate planning

    • How can you best ensure that the right assets go to the right personat the right time -- especially since you have exactly one shot at getting it right?

This is how it works:

Pricing is as follows:

  • Initial charge for individuals: $1500 at engagement, and $1500 at initial plan delivery

  • Initial charge for families: $1800 at engagement, and $1800 at initial plan delivery

  • Ongoing charge: $195/month, starting after initial plan presentation

I've designed my planning from the ground up to put money back in your pocket, but I know talk is cheap. That's why we have a full plan guaranteeif you're not happy with the value you get from the initial financial plan, you can walk and get every dime back.

Retirement Planning

If you're looking for something more one-time and less comprehensive, we can focus on a subset of the above: 

 

  • Long-term cash flow projections & Monte Carlo statistical analysis

    • How can you best get on track to live richly, rather than die poor -- or die rich?

    • What major changes in expenses and income do you need to anticipate?

  • Retirement transition planning

    • How can you maximize your chances for a smooth transition to retirement, optimizing investments, Social Security, Medicare, and (potentially) part-time income in order to avoid having to "un-retire" later?

  • Investment analysis

    • What are the optimal amounts, the optimal accounts, the optimal investments, and the optimal level of risk for your particular situation and each particular goal, such that we don't leave money on the table?

  • 6-month 30-minute followup meeting

    • What questions have come up during the execution of the plan?

 

The retirement planning flow is very similar to that of comprehensive financial planning:

Pricing is as follows:

 

  • Individuals: $1050 at engagement, and $1050 at plan delivery

  • Families: $1250 at engagement, and $1250 at plan delivery

Office Hours

If you just want someone to point you in the right direction, there's Office Hours: 

  • 90 minute, one-on-one meeting on the topic(s) of your choice

  • 7 days of follow-up email to answer any questions not covered in the meeting

  • 30-minute followup meeting, 3 months after the initial meeting

This is a great "jump start" if, for example, you're just starting out and you want a quick, high-level check on some of the topics above.

 

Pricing is as follows:

  • $450 at engagement

5-Minute Financial Scorecard

Whether you’re intentional about it or not, you’re using a set of financial strategies. How much benefit are you reaping from them -- and how much more could they be making? Answer a few questions and find out how optimized your financial strategies are!

Your data is completely private. We’ll only use your e-mail to keep you up to date!

Disclaimer 


The information on this site is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Seaborn Financial, LLC (referred to as "Seaborn") disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement and suitability for a particular purpose. Seaborn does not warrant that the information will be free from error. None of the information provided on this website is intended as investment, tax, accounting or legal advice,  as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. The information should not be relied upon for purposes of transacting securities or other investments. Your use of the information is at your sole risk. Under no circumstances shall Seaborn be liable for any direct, indirect, special or consequential damages that result from the use of, or the inability to use, the materials in this site, even if Seaborn or a Seaborn-authorized representative has been advised of the possibility of such damages. In no event shall Seaborn Financial, LLC have any liability to you for damages, losses and causes of action for accessing this site. Information on this website should not be considered a solicitation to buy, an offer to sell, or a recommendation of any security in any jurisdiction where such offer, solicitation, or recommendation would be unlawful or unauthorized.

SEABORN FINANCIAL, LLC

Address

6617 Oasis Drive, Austin, TX 78749

Contact

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512-814-7258