Financial Geekery

"Alternatives" has been one of the buzzwords floating around my circles as of late. I'm always suspicious when some new fad pops up, but in the case of alternatives, I'm more amused than anything else; they've been around for quite a while, but as earning yields and interest rates (and, thus, future expected returns of stocks and bonds respectively) fell over the last couple decades, they started moving from "valuable" to "necessary". I'm more of the school of thought that sa

In its relatively short life, Seaborn has seen two major market downturns, and beyond that I personally have witnessed two recessions (since being old enough to pay attention to such things, anyway). If you're reading this blog, you're probably smart enough to have already learned the lessons such events can teach us: your personal risk tolerance, the importance of diversification, etc. But as of this writing, we're in the midst of another downturn, and I figured I'd take the