Financial Geekery

You may be asking, "OK...but how do I get from where I am to where I want to be?" An excellent question! Here are some tools for y

Now presenting the Seaborn Personal Financial Ladder! The idea is straightforward: each rung is a step towards financial independence.

We can maximize our chances of a good outcome, but the fact is that wise decisions and good outcomes don't always go hand-in-hand. This

You've decided you want an optimized portfolio. Who wouldn't? It's money in your pocket, compounding over time. So...how?

The real world, though, has friction and cows that are less than geometrically perfect; it has markets that go up and down, taxes, and 401(k

What if you're looking for even more efficiency? What if you've got your asset allocation set up and want to turn the dial to 11?

So as you can see, depending on your situation, you could go either way when it comes to mutual funds or ETF's. Speaking personally, thi

How do we balance flexibility with taking on fixed costs like debt or rent? How do we balance that with saving? Enter the "50/20/10&quo

In "Die Broke", Pollan paints an inspiring picture of life when one has broken free of the traditional retirement mindset: one of

There are as many ways to manage cash flow as there are people in the world, from spreadsheets to "carrying it around in your head&quot