Financial Geekery

“Can I afford this?” How do you answer that question? If you’re like many people, you immediately think about your checking account, and...

Why budget? Have you ever asked yourself that question? The answer is more important than you might think. For most people, it’s...

In last week’s post, I posited that “how do I beat the market” is the wrong question. “OK, smart guy,” you say. “What’s the right...

Something you should know about me: I loathe the phrase “beat the market.” What does that even mean? Which market are we talking about?...

When people hear the phrase “financial planning”, the first thing they think of is “investing”. In particular, they often think of...

Earlier today, I was talking with a colleague of mine about saving for college. Our children are still very young — my older child is...

I have to admit, I had some trouble with the title to this post. “The power of discretionary spending?” What does that even mean? Well,...

I read an article today that frightens me: apparently, SPDR’s gold ETF (GLD) now has more money invested in it than their S&P500 ETF...

Seriously? OK, I get that the US and Europe are having a rough time of it. Yes, we have a ton of debt. Yes, our politicians are being,...

(First off, I’d like to apologize to the grammar nazis who wince whenever someone verbs nouns. Welcome to twenty-first century English,...