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negotiation
Last night’s workshop session was on budgets and budgeting tools, a whirlwind tour on How To Make A Budget That Actually Works. Fun times...
tricks of the trade: "fake" (levelized) salary
Last night I talked a lot about the key to managing your bills: automation. We had some fun going step-by-step through the process of...


the value curve
Last night, among other things, we talked about a fun little concept that’s pretty familiar to financial geeks: the Value Curve. The idea...
another other way: islam and finance
As a follow-on to last week’s post, I’d like to talk about yet another alternate view of finance — this time, that held by Islam, as...
another way: alternatives to traditional banking and investing
Trust in the financial industry has waned in the past few years, and not without good reason. When an institution is driven entirely by...
savings, continued: but what about cd laddering?
A fellow financial geek asked a very good question about my savings post: what about CD laddering? Fair question! CD laddering is a...
working the system
You want a change. Maybe you want to lose weight. Or get a girlfriend. Or be more productive at work. Or maybe — because this is a...
savings
So you’ve got some cash on hand that you’re not going to spend right away. It’s a nice feeling, isn’t it? Maybe you’re saving up to pay...
the other edge of credit cards
Hey, I’ve got a secret to share. It’s just between you, me, and the Internet. You ready? I use credit cards. I know, right? What about...
my own medicine: my experience with the envelope system
“Eat your own dog food.” That’s one of Google’s Golden Rules, along with “don’t be evil” and “encourage creativity”. It’s a good rule:...
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